Funding programmes overview 2026
This page brings together the programmes and calls we have guides for, with the provider, type of support, eligible applicants, amount and status. We checked every entry against official sources on 2 November 2026, and the link in the Source column leads to the official page of the programme or call.
We check the status of HAMAG-BICRO and HBOR programmes every week. Our approach is described on the page How we check our information.
If you are not sure which programme fits your investment, answer seven short questions in the questionnaire Which funding programme fits your investment.
Status
Type
Programmes shown 17
| Programme | Provider | Type | Who for | Amount | Status | Source |
|---|---|---|---|---|---|---|
| Micro Loans for Growth and Inclusion | HAMAG-BICRO | Loan | Micro and small enterprises up to 3 years old or majority-owned by people from vulnerable groups | EUR 1,000 to 50,000 | Open Open until funds run out, at the latest 31 December 2029checked 2 November 2026 | official source |
| SP ZPP Loans for Growth of Agricultural Production in Sensitive Sectors | HAMAG-BICRO | Loan | Farmers in sensitive sectors, at least 2 years in the sector of the investment | EUR 1,000 to 150,000 | Open Open since 28 October 2026 until funds run outchecked 2 November 2026 | official source |
| Production Modernisation Loans | HBOR | Loan | Micro, small and medium-sized enterprises in manufacturing | EUR 100,000 to 3,000,000 | Open Open since 29 January 2025, no closing date publishedchecked 2 November 2026 | official source |
| Loans for the Processing of Agricultural Products | HBOR | Loan | Micro, small and medium-sized processors of agricultural products | EUR 200,000 to 3,000,000 | Open Open since 28 October 2026, no closing date publishedchecked 2 November 2026 | official source |
| Energy Efficiency Loans for Entrepreneurs | HBOR, through five banks | Loan | Businesses of all sizes in manufacturing, trade and services, in the NKD classes listed in the programme | up to EUR 3,000,000 | Open Open since 10 March 2026, no closing date publishedchecked 2 November 2026 | official source |
| Process Innovation in S3 Areas (PK.1.3.11) | Ministry of Economy | Grant | Micro, small and medium-sized enterprises in manufacturing | EUR 150,000 to 450,000 | Open Open until funds run out, at the latest 31 December 2026 at 11 a.m.checked 2 November 2026 | official source |
| Integrator (PK.1.3.08) | Ministry of Economy | Grant | Micro, small and medium-sized enterprises with at least two SME partners | EUR 300,000 to 820,000 | Reopening Suspended, reopens 17 November 2026 at 11 a.m.; deadline 31 December 2026checked 2 November 2026 | official source |
| Small Loans for Industrial Transition | HAMAG-BICRO | Loan | SMEs in Pannonian, Northern and Adriatic Croatia listed as mapped stakeholders | EUR 25,001 to 100,000 | Reopening Closed since 6 May 2026, reopens 20 November 2026 at 8 a.m.checked 2 November 2026 | official source |
| Start-up/Spin-off Companies of Young Researchers | Ministry of Science, Education and Youth | Grant | Micro and small companies of young researchers, founded at most five years before applying | EUR 66,000 to 200,000 (draft) | Announced Announced, indicative opening 15 December 2026checked 2 November 2026 | official source |
| Strengthening STEP strategic partnerships for innovation in industrial transition (STEP SPIN) | Ministry of Regional Development and EU Funds | Grant | Consortia of companies from Pannonian, Northern and Adriatic Croatia | EUR 2,000,000 to 10,000,000 (draft) | Announced Announced, indicatively by 31 December 2026checked 2 November 2026 | official source |
| National Loans for Investment and National Loans for Working Capital | HAMAG-BICRO | Loan | Micro, small and medium-sized businesses with at least one employee | EUR 1,000 to 150,000 | Temporarily closed Temporarily closed since 17 December 2025checked 2 November 2026 | official source |
| Small Loans for Women Entrepreneurs and Start-ups | HAMAG-BICRO | Loan | Businesses under 3 years old and businesses majority-owned by women | EUR 25,001 to 100,000 | Temporarily closed Temporarily closed since 25 November 2025checked 2 November 2026 | official source |
| Investment loans from the NPOO (National Recovery and Resilience Plan) | HAMAG-BICRO | Loan | Businesses with at least one full-time employee | up to EUR 100,000 | Closed Closed on 24 March 2026, programme ran until 30 June 2026checked 2 November 2026 | official source |
| SPARK (DIGIT.2.1.03) and VALID (DIGIT.2.1.01), DIGIT project calls | Ministry of Science, Education and Youth | Grant | SMEs (SPARK) and young micro and small companies (VALID) | EUR 80,000 to 300,000 | Closed Closed, deadlines 18 and 25 September 2026checked 2 November 2026 | official source |
| Proof of Innovative Concept (Dokazivanje inovativnog koncepta), First Call, PK.1.1.17 | Ministry of Science, Education and Youth | Grant | Micro, small and medium-sized enterprises and research organisations | EUR 26,500 to 70,000 | Closed Closed, deadline 15 September 2026checked 2 November 2026 | official source |
| Public call for promoting entrepreneurship in the cultural and creative industries in 2026 | Ministry of Culture and Media | Grant | Businesses and freelance artists in the cultural and creative industries | EUR 7,000 to 40,000 | Closed Closed, deadline 5 June 2026checked 2 November 2026 | official source |
| EIC Advanced Innovation Challenges pilot 2026 (HORIZON-EIC-2026-AIC) | European Innovation Council (EIC) | Grant | Start-ups, SMEs and research organisations | EUR 300,000 in Stage 1 | Closed Closed to new applicants, Stage 1 deadline 26 February 2026checked 2 November 2026 | official source |
How to read the overview
- Open means that applications are currently being accepted.
- Reopening means that the provider has announced a reopening date.
- Announced means that the call has not been published yet. The figures come from the draft guidelines for applicants or the call publication plan and may change.
- Temporarily closed means that intake was suspended because the funds were used up, and no reopening has been announced.
- Amount is the range of the loan or grant per project under the official conditions.
Detailed conditions, exclusions and the application procedure for each programme are in the guide linked from the programme name. All HAMAG-BICRO loans and HBOR loans with interest rates and principal write-offs are covered in the guides HAMAG-BICRO loans 2026 and HBOR loans for entrepreneurs 2026.
Other open calls of the Ministry of Economy
On 2 November 2026 the Ministry of Economy list of open calls (in Croatian) also included these two calls, for which we do not have a guide yet.
- Innovation vouchers for SMEs (PK.1.1.06). A voucher of EUR 2,000 to 10,000 for laboratory, testing and other innovation support services, with aid intensity of up to 85% under the guidelines for applicants (in Croatian). Applications until funds run out, at the latest 30 April 2027 at 11 a.m.
- Internationalisation of SMEs (PK.1.3.13). Applicants are business support organisations and associations, not individual companies. Applications until funds run out, at the latest 30 December 2027 at 2 p.m.
Note
This overview is meant for quick orientation and does not replace the official documentation. Check the conditions in the source before applying, because providers may change the conditions or suspend intake. If you spot an error, let us know at info@omniasolutions.hr.
To find out which programme fits your investment, contact us at info@omniasolutions.hr or call +385 97 796 96 79.