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How we check the information in our guides

The guides on omniasolutions.hr are based on official sources, which we cite in the text and at the end of the article, in the Sources section. This page explains where we take our information from, who writes and checks it, how often we update it and how we correct mistakes.

Where our information comes from

  • Programmes, calls and loans: programme and call documents and announcements published on the official websites of the providers (HAMAG-BICRO, HBOR, the competent ministries and the eufondovi.gov.hr portal).
  • Legislation: laws and regulations published in the Croatian Official Gazette (Narodne novine) and EU legislation and documents.
  • Statistics and analyses: the Croatian Bureau of Statistics, Eurostat, the European Commission and other official statistics, always with the year the figure refers to.

Where official documents differ, for example a draft call and the final text, the article says so. Our own calculations and estimates are marked as ours.

Who writes and checks

Articles are written and checked by the founders of Omnia Solutions. The author is named with every article.

How often we update

  • We compare our main guides on HAMAG-BICRO and HBOR loans with the providers’ official websites every week.
  • We monitor new calls on the eufondovi.gov.hr portal daily.
  • We update other articles when a provider publishes a programme change, a new call or new data.

The “Data as of” date in an article is the day the information was last compared with official sources.

What our guides are not

Our guides are for information and do not replace the official programme text. Conditions, amounts and approval decisions are set by HAMAG-BICRO, HBOR, banks and the competent authorities. Before applying, check the current official text; our guides link to it.

Omnia Solutions d.o.o. is a private advisory company and is not part of any body that awards funding. The calculators on this website give an estimate based on the assumptions stated with each calculator.

Report an error

If you notice incorrect or outdated information, email us at info@omniasolutions.hr with the subject “Error” and a link to the article. We will check it against the official source and, where needed, correct the article and update the “Data as of” date.