{"id":2160,"date":"2026-10-30T15:15:18","date_gmt":"2026-10-30T14:15:18","guid":{"rendered":"https:\/\/omniasolutions.hr\/small-loans-industrial-transition-reopening-2026\/"},"modified":"2026-10-30T19:39:36","modified_gmt":"2026-10-30T18:39:36","slug":"small-loans-industrial-transition-reopening-2026","status":"publish","type":"post","link":"https:\/\/omniasolutions.hr\/en\/small-loans-industrial-transition-reopening-2026\/","title":{"rendered":"Small Loans for Industrial Transition: applications reopen on 20 November 2026 at 8:00"},"content":{"rendered":"\n

Status on 30 October 2026, based on the HAMAG-BICRO announcement published that day and the programme text.<\/em><\/p>\n\n\n\n

HAMAG-BICRO, the Croatian Agency for SMEs, Innovations and Investments, is reopening its Small Loans for Industrial Transition (Mali zajmovi za industrijsku tranziciju). Applications are accepted from Friday, 20 November 2026, at 8:00 Croatian time, exclusively through the HAMAG-BICRO online application system and until the funds are used up. The Small Loans for Industrial Transition are loans of EUR 25,001 to 100,000 at a fixed interest rate of 0.5 to 1.5%, with repayment of up to 10 years and a possible write-off of up to 50% of the principal. They are intended for micro, small and medium-sized companies and sole traders that have been in the register for at least three years, have a registered office or branch in Pannonian, Northern or Adriatic Croatia, that is, outside the City of Zagreb, and are on the list of mapped stakeholders of regional value chains.<\/strong><\/p>\n\n\n\n

Summary<\/h2>\n\n\n\n