{"id":1733,"date":"2026-07-09T13:49:48","date_gmt":"2026-07-09T11:49:48","guid":{"rendered":"https:\/\/omniasolutions.hr\/?p=1733"},"modified":"2026-10-30T02:22:09","modified_gmt":"2026-10-30T01:22:09","slug":"hbor-new-lending-programmes-digital-green-defence","status":"publish","type":"post","link":"https:\/\/omniasolutions.hr\/en\/hbor-new-lending-programmes-digital-green-defence\/","title":{"rendered":"HBOR launches three new lending programmes: digital transition, green transition, and defence and security"},"content":{"rendered":"\n

The loans are approved with a repayment period of up to 20 years and a grace period of up to three years, at a fixed interest rate of 2.0% per year for private sector loans of up to EUR 400,000, while the final interest rate for larger loans, with the subsidy, cannot be lower than 1.5% per year.<\/strong><\/p>\n\n\n\n

The new programmes were introduced after the adoption of the new Act on HBOR (Zakon o HBOR-u), the Croatian Bank for Reconstruction and Development, and the recapitalisation of the bank carried out in June 2026. The recapitalisation increased HBOR’s share capital by EUR 980.7 million, and it now amounts to EUR 1.91 billion. Of the total increase, EUR 410 million was provided from the National Recovery and Resilience Plan (NPOO), and it is precisely these funds that finance the new lending programmes.<\/p>\n\n\n\n

In brief<\/h2>\n\n\n\n