{"id":2699,"date":"2026-11-02T23:13:21","date_gmt":"2026-11-02T22:13:21","guid":{"rendered":"https:\/\/omniasolutions.hr\/which-funding-programme-fits\/"},"modified":"2026-11-02T23:13:44","modified_gmt":"2026-11-02T22:13:44","slug":"which-funding-programme-fits","status":"publish","type":"page","link":"https:\/\/omniasolutions.hr\/en\/which-funding-programme-fits\/","title":{"rendered":"Which funding programme fits your investment"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Answer a few short questions to see which HAMAG-BICRO, HBOR and EU programmes may fit your investment. For each programme we show whether it likely fits, may fit or does not fit, with the reason.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The questionnaire checks the basic conditions, namely purpose, company size and age, activity, location and amount. We derived the rules from the official programme conditions in the <a href=\"https:\/\/omniasolutions.hr\/en\/funding-programmes-overview-2026\/\">Funding programmes overview 2026<\/a> and checked them on 2 November 2026.<\/p>\n\n\n\n<style>\n.omnia-upitnik{margin:8px 0 32px;font-size:15px;line-height:1.5}\n.omnia-upitnik fieldset{border:1px solid #d6dfe8;border-radius:12px;padding:12px 14px 10px;margin:0 0 14px}\n.omnia-upitnik legend{font-weight:700;padding:0 6px;font-size:16px}\n.omnia-upitnik .ou-o{display:flex;flex-wrap:wrap;gap:8px}\n.omnia-upitnik .ou-o label{display:flex;align-items:flex-start;gap:8px;border:1px solid #c9d4de;border-radius:10px;padding:8px 12px;cursor:pointer;background:#fff;flex:1 1 220px}\n.omnia-upitnik .ou-o label:has(input:checked){border-color:#1f2a36;background:#f4f7fa}\n.omnia-upitnik .ou-o input{margin-top:4px}\n.omnia-upitnik .ou-hint{font-size:13px;color:#5b6470;margin:8px 0 0}\n.omnia-upitnik select{font:inherit;padding:8px 10px;border:1px solid #c9d4de;border-radius:10px;min-width:260px;max-width:100%;background:#fff}\n.omnia-upitnik .ou-btn{font:inherit;font-weight:700;padding:10px 20px;border:0;border-radius:999px;background:#1f2a36;color:#fff;cursor:pointer}\n.omnia-upitnik .ou-btn:focus-visible,.omnia-upitnik label:focus-within{outline:2px solid #1f6feb;outline-offset:2px}\n.omnia-upitnik .ou-res{margin:22px 0 0}\n.omnia-upitnik .ou-t{font-size:20px;margin:0 0 12px}\n.omnia-upitnik .ou-t2{font-size:17px;margin:20px 0 10px}\n.omnia-upitnik .ou-card{border:1px solid #d6dfe8;border-radius:12px;padding:12px 14px;margin:0 0 12px;background:#fff}\n.omnia-upitnik .ou-card[data-v=\"yes\"]{border-left:5px solid #1d6b43}\n.omnia-upitnik .ou-card[data-v=\"maybe\"]{border-left:5px solid #c58a00}\n.omnia-upitnik .ou-h{margin:0 0 4px;font-weight:700;font-size:16px}\n.omnia-upitnik .ou-m{margin:0 0 6px;font-size:13px;color:#5b6470}\n.omnia-upitnik .ou-b{display:inline-block;padding:2px 9px;border-radius:999px;font-size:12px;font-weight:600}\n.omnia-upitnik .ou-v{margin:0 0 4px}\n.omnia-upitnik .ou-r{margin:4px 0 0;padding-left:18px}\n.omnia-upitnik .ou-r li.ou-n{color:#5b6470}\n.omnia-upitnik .ou-no{margin:16px 0 0}\n.omnia-upitnik .ou-no summary{cursor:pointer;font-weight:600}\n.omnia-upitnik .ou-cta{margin:18px 0 6px}\n.omnia-upitnik .ou-btn2{display:inline-block;padding:9px 16px;border-radius:999px;border:1px solid #1f2a36;color:#1f2a36;text-decoration:none;font-weight:600}\n.omnia-upitnik .ou-disc{font-size:13px;color:#5b6470}\n<\/style>\n<div class=\"omnia-upitnik\" id=\"omnia-upitnik\" data-lang=\"en\">\n<form novalidate><fieldset><legend>What do you want to finance<\/legend><div class=\"ou-o\"><label><input type=\"radio\" name=\"svrha\" value=\"oprema\" required> <span>Equipment, machinery or premises<\/span><\/label><label><input type=\"radio\" name=\"svrha\" value=\"enu\" required> <span>Energy efficiency or renewable energy<\/span><\/label><label><input type=\"radio\" name=\"svrha\" value=\"inovacije\" required> <span>Research, development or innovation<\/span><\/label><label><input type=\"radio\" name=\"svrha\" value=\"obrtna\" required> <span>Working capital<\/span><\/label><label><input type=\"radio\" name=\"svrha\" value=\"poljo\" required> <span>Agricultural production<\/span><\/label><\/div><\/fieldset><fieldset><legend>Company size<\/legend><div class=\"ou-o\"><label><input type=\"radio\" name=\"velicina\" value=\"osnivam\" required> <span>I am only setting up a company or craft<\/span><\/label><label><input type=\"radio\" name=\"velicina\" value=\"mikro\" required> <span>Micro, up to 9 employees<\/span><\/label><label><input type=\"radio\" name=\"velicina\" value=\"malo\" required> <span>Small, 10 to 49 employees<\/span><\/label><label><input type=\"radio\" name=\"velicina\" value=\"srednje\" required> <span>Medium, 50 to 249 employees<\/span><\/label><label><input type=\"radio\" name=\"velicina\" value=\"veliko\" required> <span>Large, 250 or more employees<\/span><\/label><\/div><p class=\"ou-hint\">Size also depends on turnover and linked enterprises, as explained in the <a href=\"https:\/\/omniasolutions.hr\/en\/glossary\/#msp\">Glossary<\/a>.<\/p><\/fieldset><fieldset class=\"ou-age\"><legend>How long have you been in business<\/legend><div class=\"ou-o\"><label><input type=\"radio\" name=\"starost\" value=\"lt1\" required> <span>Less than a year<\/span><\/label><label><input type=\"radio\" name=\"starost\" value=\"1do2\" required> <span>1 to 2 years<\/span><\/label><label><input type=\"radio\" name=\"starost\" value=\"2do3\" required> <span>2 to 3 years<\/span><\/label><label><input type=\"radio\" name=\"starost\" value=\"3do5\" required> <span>3 to 5 years<\/span><\/label><label><input type=\"radio\" name=\"starost\" value=\"gt5\" required> <span>More than 5 years<\/span><\/label><\/div><\/fieldset><fieldset><legend>Main activity<\/legend><div class=\"ou-o\"><label><input type=\"radio\" name=\"djelatnost\" value=\"c\" required> <span>Manufacturing and production<\/span><\/label><label><input type=\"radio\" name=\"djelatnost\" value=\"prerada\" required> <span>Processing of agricultural products (meat, cereals, fruit, vegetables)<\/span><\/label><label><input type=\"radio\" name=\"djelatnost\" value=\"poljo\" required> <span>Agriculture (family farm or agricultural company)<\/span><\/label><label><input type=\"radio\" name=\"djelatnost\" value=\"trgovina\" required> <span>Trade<\/span><\/label><label><input type=\"radio\" name=\"djelatnost\" value=\"smjestaj\" required> <span>Accommodation (hotels, campsites, apartments)<\/span><\/label><label><input type=\"radio\" name=\"djelatnost\" value=\"ugost\" required> <span>Food and drink service<\/span><\/label><label><input type=\"radio\" name=\"djelatnost\" value=\"it\" required> <span>IT, services and other<\/span><\/label><\/div><\/fieldset><fieldset><legend>County of the seat or investment<\/legend><select name=\"zupanija\" required><option value=\"\">Select a county<\/option><option value=\"bjelovarsko_bilogorska\">Bjelovarsko-bilogorska<\/option><option value=\"brodsko_posavska\">Brodsko-posavska<\/option><option value=\"dubrovacko_neretvanska\">Dubrova\u010dko-neretvanska<\/option><option value=\"grad_zagreb\">Grad Zagreb<\/option><option value=\"istarska\">Istarska<\/option><option value=\"karlovacka\">Karlova\u010dka<\/option><option value=\"koprivnicko_krizevacka\">Koprivni\u010dko-kri\u017eeva\u010dka<\/option><option value=\"krapinsko_zagorska\">Krapinsko-zagorska<\/option><option value=\"licko_senjska\">Li\u010dko-senjska<\/option><option value=\"medimurska\">Me\u0111imurska<\/option><option value=\"osjecko_baranjska\">Osje\u010dko-baranjska<\/option><option value=\"pozesko_slavonska\">Po\u017ee\u0161ko-slavonska<\/option><option value=\"primorsko_goranska\">Primorsko-goranska<\/option><option value=\"sisacko_moslavacka\">Sisa\u010dko-moslava\u010dka<\/option><option value=\"splitsko_dalmatinska\">Splitsko-dalmatinska<\/option><option value=\"sibensko_kninska\">\u0160ibensko-kninska<\/option><option value=\"varazdinska\">Vara\u017edinska<\/option><option value=\"viroviticko_podravska\">Viroviti\u010dko-podravska<\/option><option value=\"vukovarsko_srijemska\">Vukovarsko-srijemska<\/option><option value=\"zadarska\">Zadarska<\/option><option value=\"zagrebacka\">Zagreba\u010dka<\/option><\/select><\/fieldset><fieldset><legend>Approximate investment amount<\/legend><div class=\"ou-o\"><label><input type=\"radio\" name=\"iznos\" value=\"do50\" required> <span>Up to EUR 50,000<\/span><\/label><label><input type=\"radio\" name=\"iznos\" value=\"50do150\" required> <span>EUR 50,000 to 150,000<\/span><\/label><label><input type=\"radio\" name=\"iznos\" value=\"150do500\" required> <span>EUR 150,000 to 500,000<\/span><\/label><label><input type=\"radio\" name=\"iznos\" value=\"500do3m\" required> <span>EUR 500,000 to 3,000,000<\/span><\/label><label><input type=\"radio\" name=\"iznos\" value=\"gt3m\" required> <span>More than EUR 3,000,000<\/span><\/label><\/div><\/fieldset><fieldset><legend>Tick what applies to you (optional)<\/legend><div class=\"ou-o\"><label><input type=\"checkbox\" name=\"posebno\" value=\"zaposleni\"> <span>We have at least one full-time employee<\/span><\/label><label><input type=\"checkbox\" name=\"posebno\" value=\"ranjivi\"> <span>The majority owner is a person with a disability, older than 55, aged 18 to 29 or without completed secondary education<\/span><\/label><label><input type=\"checkbox\" name=\"posebno\" value=\"zene\"> <span>Women have held more than 50% for at least 2 years<\/span><\/label><label><input type=\"checkbox\" name=\"posebno\" value=\"rlv\"> <span>We are on the list of mapped stakeholders of regional value chains<\/span><\/label><label><input type=\"checkbox\" name=\"posebno\" value=\"partneri\"> <span>We plan the project with at least two SME partners<\/span><\/label><label><input type=\"checkbox\" name=\"posebno\" value=\"istrazivac\"> <span>A young researcher employed at a Croatian research organisation holds at least 10%<\/span><\/label><\/div><\/fieldset><p><button type=\"submit\" class=\"ou-btn\">Show programmes<\/button><\/p><\/form>\n<div class=\"ou-res\" aria-live=\"polite\" hidden><\/div>\n<\/div>\n<script>\nwindow.OMNIA_UP_DATA={\"p\":{\"mikro-zajmovi\":{\"n\":{\"hr\":\"Mikro zajmovi za rast i uklju\u010denost\",\"en\":\"Micro Loans for Growth and Inclusion\"},\"g\":{\"hr\":\"https:\/\/omniasolutions.hr\/mikro-zajmovi-za-rast-i-ukljucenost-hamag-bicro\/\",\"en\":\"https:\/\/omniasolutions.hr\/en\/hamag-bicro-micro-loans-growth-inclusion-2026\/\"},\"st\":{\"hr\":\"Otvoreno do iskori\u0161tenja sredstava, najkasnije do 31.12.2029.\",\"en\":\"Open until funds run out, at the latest 31 December 2029\"}},\"sp-zpp\":{\"n\":{\"hr\":\"SP ZPP zajmovi za rast poljoprivredne proizvodnje u osjetljivim sektorima\",\"en\":\"SP ZPP Loans for Growth of Agricultural Production in Sensitive Sectors\"},\"g\":{\"hr\":\"https:\/\/omniasolutions.hr\/sp-zpp-zajmovi-za-rast-poljoprivredne-proizvodnje-hamag-bicro-2026\/\",\"en\":\"https:\/\/omniasolutions.hr\/en\/hamag-bicro-loans-farmers-sp-zpp-2026\/\"},\"st\":{\"hr\":\"Otvoreno od 28.10.2026. do iskori\u0161tenja sredstava\",\"en\":\"Open since 28 October 2026 until funds run out\"}},\"hbor-modernizacija\":{\"n\":{\"hr\":\"Krediti za modernizaciju proizvodnje\",\"en\":\"Production Modernisation Loans\"},\"g\":{\"hr\":\"https:\/\/omniasolutions.hr\/hbor-krediti-za-modernizaciju-proizvodnje\/\",\"en\":\"https:\/\/omniasolutions.hr\/en\/hbor-loan-production-modernisation-2026\/\"},\"st\":{\"hr\":\"Otvoreno od 29.1.2025., rok nije objavljen\",\"en\":\"Open since 29 January 2025, no closing date published\"}},\"hbor-prerada\":{\"n\":{\"hr\":\"Krediti za preradu poljoprivrednih proizvoda\",\"en\":\"Loans for the Processing of Agricultural Products\"},\"g\":{\"hr\":\"https:\/\/omniasolutions.hr\/hbor-krediti-za-preradu-poljoprivrednih-proizvoda\/\",\"en\":\"https:\/\/omniasolutions.hr\/en\/hbor-loans-processing-agricultural-products\/\"},\"st\":{\"hr\":\"Otvoreno od 28.10.2026., rok nije objavljen\",\"en\":\"Open since 28 October 2026, no closing date published\"}},\"hbor-enu\":{\"n\":{\"hr\":\"Krediti za energetsku u\u010dinkovitost poduzetnika\",\"en\":\"Energy Efficiency Loans for Entrepreneurs\"},\"g\":{\"hr\":\"https:\/\/omniasolutions.hr\/hbor-ovi-krediti-za-energetsku-ucinkovitost-prilika-za-ustede-i-modernizaciju-za-poduzetnike-svih-velicina\/\",\"en\":\"https:\/\/omniasolutions.hr\/en\/hbor-energy-efficiency-loan-2026\/\"},\"st\":{\"hr\":\"Otvoreno od 10.3.2026., rok nije objavljen\",\"en\":\"Open since 10 March 2026, no closing date published\"}},\"s3-inovacije-procesa\":{\"n\":{\"hr\":\"Inovacije procesa u S3 podru\u010djima (PK.1.3.11)\",\"en\":\"Process Innovation in S3 Areas (PK.1.3.11)\"},\"g\":{\"hr\":\"https:\/\/omniasolutions.hr\/inovacije-procesa-u-s3-podrucjima-pk-1-3-11\/\",\"en\":\"https:\/\/omniasolutions.hr\/en\/process-innovation-s3-areas-pk-1-3-11\/\"},\"st\":{\"hr\":\"Otvoreno do iskori\u0161tenja sredstava, najkasnije do 31.12.2026. u 11 sati\",\"en\":\"Open until funds run out, at the latest 31 December 2026 at 11 a.m.\"}},\"integrator\":{\"n\":{\"hr\":\"Integrator (PK.1.3.08)\",\"en\":\"Integrator (PK.1.3.08)\"},\"g\":{\"hr\":\"https:\/\/omniasolutions.hr\/objavljen-novi-eu-natjecaj-integrator\/\",\"en\":\"https:\/\/omniasolutions.hr\/en\/eu-integrator-call-launched-applications-open\/\"},\"st\":{\"hr\":\"Obustavljen, ponovno od 17.11.2026. u 11 sati; rok 31.12.2026.\",\"en\":\"Suspended, reopens 17 November 2026 at 11 a.m.; deadline 31 December 2026\"}},\"mali-zajmovi-it\":{\"n\":{\"hr\":\"Mali zajmovi za industrijsku tranziciju\",\"en\":\"Small Loans for Industrial Transition\"},\"g\":{\"hr\":\"https:\/\/omniasolutions.hr\/mali-zajmovi-za-industrijsku-tranziciju-ponovno-otvaranje-2026\/\",\"en\":\"https:\/\/omniasolutions.hr\/en\/small-loans-industrial-transition-reopening-2026\/\"},\"st\":{\"hr\":\"Zatvoren od 6.5.2026., ponovno od 20.11.2026. u 8 sati\",\"en\":\"Closed since 6 May 2026, reopens 20 November 2026 at 8 a.m.\"}},\"startup-spinoff\":{\"n\":{\"hr\":\"Start-up\/spin off poduze\u0107a mladih istra\u017eiva\u010da\",\"en\":\"Start-up\/Spin-off Companies of Young Researchers\"},\"g\":{\"hr\":\"https:\/\/omniasolutions.hr\/start-up-spin-off-poduzeca-mladih-istrazivaca-2026\/\",\"en\":\"https:\/\/omniasolutions.hr\/en\/start-up-spin-off-companies-young-researchers-2026\/\"},\"st\":{\"hr\":\"Najava, indikativni po\u010detak 15.12.2026.\",\"en\":\"Announced, indicative opening 15 December 2026\"}},\"step-spin\":{\"n\":{\"hr\":\"Ja\u010danje STEP strate\u0161kih partnerstva za inovacije u procesu industrijske tranzicije (STEP SPIN)\",\"en\":\"Strengthening STEP strategic partnerships for innovation in industrial transition (STEP SPIN)\"},\"g\":{\"hr\":\"https:\/\/omniasolutions.hr\/step-spin-natjecaj-2026\/\",\"en\":\"https:\/\/omniasolutions.hr\/en\/step-spin-call-2026\/\"},\"st\":{\"hr\":\"Najava, indikativno do 31.12.2026.\",\"en\":\"Announced, indicatively by 31 December 2026\"}},\"nacionalni-zajmovi\":{\"n\":{\"hr\":\"Nacionalni zajmovi za investicije i Nacionalni zajmovi za obrtna sredstva\",\"en\":\"National Loans for Investment and National Loans for Working Capital\"},\"g\":{\"hr\":\"https:\/\/omniasolutions.hr\/nacionalni-zajmovi-za-investicije-i-obrtna-sredstva-uz-niske-kamate\/\",\"en\":\"https:\/\/omniasolutions.hr\/en\/hamag-bicro-national-loans-investment-working-capital\/\"},\"st\":{\"hr\":\"Privremeno zatvoreno od 17.12.2025.\",\"en\":\"Temporarily closed since 17 December 2025\"}},\"zene-pocetnici\":{\"n\":{\"hr\":\"Mali zajmovi za \u017eene poduzetnice i poduzetnike po\u010detnike\",\"en\":\"Small Loans for Women Entrepreneurs and Start-ups\"},\"g\":{\"hr\":\"https:\/\/omniasolutions.hr\/povoljne-kreditne-linije-hamag-bicro-poduzetnici-pocetnici-zene\/\",\"en\":\"https:\/\/omniasolutions.hr\/en\/hamag-bicro-loans-start-ups-women-entrepreneurs\/\"},\"st\":{\"hr\":\"Privremeno zatvoreno od 25.11.2025.\",\"en\":\"Temporarily closed since 25 November 2025\"}}},\"r\":{\"en\":{\"mikro_size\":\"The programme is for micro and small businesses.\",\"mikro_age\":\"The business must be under 3 years old or majority-owned by a person from a vulnerable group.\",\"ex_agri\":\"Agriculture, forestry and fishing are not eligible.\",\"ex_smjestaj\":\"Accommodation activities are not eligible.\",\"ex_razvoj\":\"Investment in developing products and services is not eligible, while investment in equipment is.\",\"obrtna30\":\"Working capital may be at most 30% of the loan.\",\"max50\":\"The maximum loan is EUR 50,000.\",\"mikro_owner\":\"The majority owner must be employed full time in the business.\",\"age3min\":\"The business must have been registered for at least 3 years.\",\"msp_only\":\"The programme is for micro, small and medium-sized enterprises.\",\"itp_region\":\"The seat or branch must be in Pannonian, Northern or Adriatic Croatia, not in the City of Zagreb.\",\"ex_trade\":\"Trade activities are not eligible.\",\"rlv\":\"Being on the list of mapped stakeholders of regional value chains is required.\",\"min25\":\"The minimum loan is EUR 25,001.\",\"max100\":\"The maximum loan is EUR 100,000.\",\"agri_only\":\"The programme is for primary agricultural production.\",\"sp_reg\":\"Registration in the farm register and at least 2 years in the sector of the investment are required.\",\"sp_2y\":\"At least 2 years in the sector of the investment are required.\",\"ex_obrtna\":\"Working capital is not eligible.\",\"sp_urban\":\"Investments in the urban centres of Zagreb, Osijek, Rijeka and Split are not eligible.\",\"max150\":\"The maximum loan is EUR 150,000.\",\"sp_sectors\":\"Only sensitive sectors, for example dairy cattle, beef fattening, sheep and goat farming, pig farming, beekeeping, fruit and vegetable growing.\",\"c_only\":\"The programme is for manufacturing (NKD section C).\",\"registered\":\"The loan is granted to a registered business.\",\"min100\":\"The minimum loan is EUR 100,000.\",\"max3m\":\"The maximum loan is EUR 3,000,000.\",\"annex1\":\"Only processing of Annex I TFEU products, for example slaughterhouses, cereals, fruit and vegetables.\",\"prerada_only\":\"The programme is for processors of agricultural products.\",\"min200\":\"The minimum loan is EUR 200,000.\",\"enu_only\":\"The programme finances energy efficiency and renewable energy investments.\",\"enu_nkd_agri\":\"Agriculture is not among the eligible activities.\",\"enu_nkd\":\"Only the activities listed in the programme are eligible, mainly manufacturing, trade, accommodation and food service.\",\"enu_1y\":\"You must have been registered for the activity of the investment for at least one year.\",\"enu_bank\":\"The application goes to one of five commercial banks, not to HBOR.\",\"uzp_check\":\"Conditions for new companies should be checked in the guidelines for applicants.\",\"proc_innov\":\"The call funds process innovation in manufacturing.\",\"min150g\":\"The minimum grant is EUR 150,000 per project.\",\"max450g\":\"The maximum grant is EUR 450,000 per project.\",\"partners2\":\"Applications are possible only in partnership with at least two SMEs.\",\"innov\":\"The call funds innovation projects, for example process and organisational innovation.\",\"min300g\":\"The minimum grant is EUR 300,000 per project.\",\"max820g\":\"The maximum grant is EUR 820,000 per project.\",\"researcher\":\"A young researcher employed at a Croatian research organisation must hold at least 10% of the company.\",\"micro_small\":\"The call is for micro and small companies.\",\"founded30\":\"The company must have been founded at least 30 days before applying.\",\"max5y\":\"The company must have been founded at most five years before applying.\",\"max200g\":\"The maximum grant is EUR 200,000 per project.\",\"draft\":\"The call has not been published yet, and the conditions come from the draft guidelines and may change.\",\"consortium\":\"Applications are made by a consortium of companies.\",\"min2m\":\"The minimum grant is EUR 2,000,000 per project.\",\"employee\":\"At least one full-time employee is required.\",\"nac_obrtna50\":\"The working capital loan is at most EUR 50,000.\",\"closed_temp\":\"The programme is currently closed, and no reopening has been announced.\",\"zene_who\":\"The programme is for businesses under 3 years old and businesses in which women have held more than 50% for at least 2 years.\"}},\"t\":{\"en\":{\"st\":{\"o\":\"Open\",\"r\":\"Reopening\",\"a\":\"Announced\",\"p\":\"Temporarily closed\"},\"v\":{\"yes\":\"Likely fits\",\"maybe\":\"Possible, needs checking\",\"no\":\"Does not fit\"},\"yesTxt\":\"The basic conditions you entered match the programme. Check the other conditions in the guide.\",\"resTitle\":\"Programmes that may fit\",\"none\":\"Based on your answers no open or announced programme fits. See the Funding programmes overview 2026 or contact us.\",\"closedTitle\":\"Currently closed programmes that may fit\",\"noTitle\":\"Programmes that do not fit\",\"mailBtn\":\"Send us your answers by e-mail\",\"mailSubj\":\"Questionnaire, which programme fits my investment\",\"mailRes\":\"Programmes that are likely to fit\",\"disc\":\"The result is an orientation based on the basic programme conditions checked on 2 November 2026. We do not assess whether an application will be approved, and your answers are not stored anywhere.\"}}};\nvar OMNIA_UP = (function(){\n  var REG = {grad_zagreb:'zg', zagrebacka:'s', krapinsko_zagorska:'s', varazdinska:'s', koprivnicko_krizevacka:'s', medimurska:'s',\n    bjelovarsko_bilogorska:'p', viroviticko_podravska:'p', pozesko_slavonska:'p', brodsko_posavska:'p', osjecko_baranjska:'p', vukovarsko_srijemska:'p', karlovacka:'p', sisacko_moslavacka:'p',\n    primorsko_goranska:'j', licko_senjska:'j', zadarska:'j', sibensko_kninska:'j', splitsko_dalmatinska:'j', istarska:'j', dubrovacko_neretvanska:'j'};\n  var URB = {grad_zagreb:1, osjecko_baranjska:1, primorsko_goranska:1, splitsko_dalmatinska:1};\n  var YOUNG3 = {lt1:1, '1do2':1, '2do3':1};\n  function has(a, k){ return a.posebno && a.posebno.indexOf(k) >= 0; }\n  function osn(a){ return a.velicina === 'osnivam'; }\n  \/\/ each rule returns array of [level, code]; level: 'no' | 'maybe' | 'note'\n  var P = [\n   {k:'mikro-zajmovi', s:'o', t:'z', r:function(a){ var o=[];\n      if (a.velicina==='srednje'||a.velicina==='veliko') o.push(['no','mikro_size']);\n      if (!osn(a) && !YOUNG3[a.starost] && !has(a,'ranjivi')) o.push(['no','mikro_age']);\n      if (a.djelatnost==='poljo' || a.svrha==='poljo') o.push(['no','ex_agri']);\n      if (a.djelatnost==='smjestaj') o.push(['no','ex_smjestaj']);\n      if (a.svrha==='inovacije') o.push(['maybe','ex_razvoj']);\n      if (a.svrha==='obrtna') o.push(['maybe','obrtna30']);\n      if (a.iznos!=='do50') o.push(['maybe','max50']);\n      o.push(['note','mikro_owner']);\n      return o; 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Their status is in the funding programmes overview.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Terms such as de minimis aid and aid intensity are explained in the <a href=\"https:\/\/omniasolutions.hr\/en\/glossary\/\">Glossary<\/a>, and our approach is described on the page <a href=\"https:\/\/omniasolutions.hr\/en\/how-we-check-our-information\/\">How we check our information<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To have your project assessed, contact us at <a href=\"mailto:info@omniasolutions.hr\">info@omniasolutions.hr<\/a> or call <a href=\"tel:+385977969679\">+385 97 796 96 79<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Answer a few short questions to see which HAMAG-BICRO, HBOR and EU programmes may fit your investment. For each programme we show whether it likely fits, may fit or does not fit, with the reason. The questionnaire checks the basic conditions, namely purpose, company size and age, activity, location and amount. We derived the rules [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2699","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Which funding programme fits your investment, questionnaire<\/title>\n<meta name=\"description\" content=\"A seven-step questionnaire for HAMAG-BICRO loans, HBOR loans and EU calls. 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